Is house insurance still valid after owners death

February 22nd, 2012

The policy may technically remain in force until the expiration date. However, many homeowners insurance policies require that the house be continuously occupied in order that some coverages remain in force. Such policies generally specify the period which a house may be vacant, but yet considered to be continuously occupied. This takes into account, for example, extended vacations, or periods of vacancy while the owner seeks a new tenant. Therefore, if a claim arises after the owner’s death, and the house has been vacant for a prolonged period time, the insurer may have a basis for denying payment of the claim.

Categories: Auto Insurance | Tags: | No Comments

What is the most compensation that you can receive from a auto insurance policy

February 22nd, 2012

Categories: Auto Insurance | Tags: | No Comments

How long can you drive after buying a car without auto insurance in Indiana

February 22nd, 2012

You can’t legally drive a car in Indiana without auto insurance for any length of time. If by chance you mean how long can you drive a newly purchased vehicle before needing to notify the insurance company that was covering your old vehicle you’ll need to read your policy. Policies will vary by company but many companies will give you up to 30 days to notify them of the change in vehicles.

Categories: Auto Insurance | Tags: | No Comments

How long do points stay on your license in Delaware

February 22nd, 2012

In most states is 5 yrs. You can also call your DMV office to find out for sure in your state. Jean

Categories: Auto Insurance | Tags: | No Comments

Cheaper to insure a car or SUV

February 22nd, 2012

I would say the car, as the SUV is in a higher clasifaction than a car. additional from other>depends on the vehicle, You need to ask your insurer, Most people think corvetts are high but they are actually about the same as A VW beetle.

Categories: Auto Insurance | Tags: | No Comments

Do you register a car before you insure it

February 22nd, 2012

No. In the states that require auto insurance, proof of insurance must be provided when you register the car. Some state insurers report insurance electronically to the DMV. Most states require proof of insurance at the time you register your vehicle in the form of an insurance card or endorsement form from your insurer. However, states have different requirements both for proof of insurance and also for liability limits. Your insurance liability limits may not allow you to drive legally in every other state. As of June, 2010, New Hampshire and Virginia are the only states that don’t have mandatory insurance laws. Virginia requires the uninsured motorist to pay a $500 fee at the time of registration and at every renewal date. If you get hit by a driver in those states you or your insurance company must pay for your damages and sue the uninsured driver.Note: There are comments associated with this question. See the discussion page to add to the conversation.

Categories: Auto Insurance | Tags: | No Comments

Who’s at fault when you have the right of way and someone pulls out in front of you from a stop sign and you try to avoid hitting them but can’t avoid the collision

February 22nd, 2012

The car coming across the stop sign (the side road) is at fault. There is one case where this car could argue that the the car on the main road caused the accident – if the car on the main road was exceeding the speed limit for the main road, the driver of this car would also be responsible for the accident because you are supposed to be driving at a speed that would enable you to stop in time.

Categories: Auto Insurance | Tags: | No Comments

Will your insurance rate be lower if you lease your car vs your company leasing it

February 22nd, 2012

1st question, is it your company or one you work for?If your company leases it, it will no longer be a private auto policy so yes, the rates are different. Call your agent to find the .

Categories: Auto Insurance | Tags: | No Comments

What does fair market value mean

February 22nd, 2012

“Fair Market Value” can be defined as the highest price a ready, willing, and able buyer of an object will pay and the lowest a ready, willing, and able seller of that object will accept; granted neither the buyer nor the seller is being “forced” unjustly into the transaction. To be completely accurate, fair market value cannot be established until an object (a house, for example) is actually sold.

Categories: Auto Insurance | Tags: | No Comments

Is a relative visiting from a foreign country covered under your auto insurance in Florida or must you purchase a separate policy for him

February 22nd, 2012

Categories: Auto Insurance | Tags: | No Comments

Where can you get non-driving insurance

February 22nd, 2012

Categories: Auto Insurance | Tags: | No Comments

If an accident is not your fault do you call your insurance or the other person’s

February 22nd, 2012

Usually, you call your own. They will set up a claim and investigate it. They will usually pay for your car and recoup payment from the other insurance, or they will request payment from the other insurance company directly. In most cases, you will be in contact with your own insurance company.

Categories: Auto Insurance | Tags: | No Comments