February 28th, 2011
Home contents insurance is a necessity to cover the various risks (theft, fire etc..) Related to your accommodation, as well as the damage you cause to third parties as part of your privacy. The homeowners’ insurance premiums grew 22% in five years (they went from 165 € to 202 € on average between 2000 and 2005). In this market, there are wide disparities in prices equal coverage, hence the need to compare offers and carefully research the terms of contracts.
Categories: Reinsurance |
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February 26th, 2011
If you are a victim of disaster equipment (theft, fire, water damage, broken windows) you must send your insurer a statement of claim even if you have already notified by phone …
This letter is intended to specify in detail the damage and to describe what happened to justify a possible compensation.
It must be sent to the insurer respecting the legal deadline (see section L 113-2-4 of the Insurance Code):
• 2 days after onset of loss for theft, attempted theft or vandalism
• 5 days for all other claims, with few exceptions (including natural disasters).
By following these deadlines, you will enable the insurer to help you quickly and take necessary precautionary steps to protect your best interests and prevent the damage from getting worse.
In case of non compliance of reporting delays, the insurer may refuse to support the claim. Except of course in cases of force majeure, for example, if you people seriously injured and hospitalized.
Categories: Reinsurance |
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February 24th, 2011
By law, a vehicle is considered a classic car if aged over 25 years and has a specific gray card , called “gray card collection” allowing him to escape the control technique.
Insurers, however, does not take into account only the age of the car but also its rarity.
They can offer an insurance collector car for a car aged 10 or 15 years only if it is very rare.
For example, the Mercedes CLK GTR sold in 1998 is considered a collector’s car because there are only 25 copies worldwide.
Categories: Reinsurance |
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February 23rd, 2011
Have you ever played casino games before? Many experienced gamblers say that to play a casino game, you should know it at first. That knows equaling insured. To ensure you have enough skills to play blackjack, I am going to give you an insurance which is blackjack knowledge. Actually, as one of the most popular live casino games, the game blackjack or 21 is by far the most popular table game offered in gambling establishments. The following will tell you everything you need to know to play the game in detail, and describe the various rules that can differ from one casino to another. If you are just learning the game, you can read this document straight through. If you are looking for a specific answer to a question, just use the article index on the left to jump directly to the section of interest. Usually the dealer will usually pay your winning blackjack bet immediately when it is your turn to play. In the face down games, this means that you should show the blackjack to the dealer at that time. At some live online casino may postpone paying the blackjack until after the hand is over if the dealer has a 10 card up and has not checked for a dealer blackjack. Other casinos check under both 10 and Ace dealer upwards, and would therefore pay the blackjack immediately. Regardless, when you are dealt a blackjack, turn the cards face up, and smile. It only happens about once every 21 hands, but it accounts for a lot of the fun of the game. But to international visitors, the currency amounts and chip colors mentioned on this page are written from the viewpoint of a visitor to a casino in the United States. To green hands, I mean if you’ve never played the game before, it can be a little intimidating at first. Just sit down at a table with a friendly-looking dealer and give it a try. Several minutes later, all these details will be easy. Unlike many things, it’s easier done than said. That is one of the live online casinos games and its attraction exists for it.
Categories: Special |
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February 22nd, 2011
The custom car insurance comes in two forms:
• a monthly fee plus a cost depending on mileage per month
• a monthly package consists of a basic premium and a limit of kilometers.
This type of insurance is particularly moved by the online insurance Amaguiz (subsidiary of Groupama) by contract with FMG Auto Pass and Solly Azar .
To prepare the invoice, a meter is installed on the vehicle of the insured and records the number of miles in the month. The same case transferred monthly mileage data to the insurer.
Categories: Reinsurance |
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February 20th, 2011
If your car has suffered a disaster like broken windows, you must tell your insurer without delay .
According to Article L 113-2-4 of the Insurance Code, you have a period of 5 days to make a statement of claim (from the day you discover the loss). Please attach to this letter with all the necessary: quotes, certificate …
Note : in case of theft, the date for the insurance claim is 2 days.
Furthermore, if your window was broken to commit theft, the loss falls within the warranty theft or attempted theft . You might have to pay a franchise much more than mere franchise “broken windows”.
In this case, file a complaint and send the receipt of the complaint to your insurer.
Contact your insurance before starting any repair.
Categories: Reinsurance |
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February 18th, 2011
In case of damage, the amount of compensation after a car accident depends on the guarantees obtained by the insured and its liability in the accident or not.
In case of injury, passengers, pedestrians and cyclists injured on the road are entitled to compensation unless they have voluntarily sought or the damage they have committed a fault which is the sole cause of accident.
Categories: Reinsurance |
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February 16th, 2011
The green card is the essential international insurance card to travel abroad with his vehicle. In France, this card is valid as proof of insurance during its term (the maturity date listed in box 3 overleaf). If traveling in some foreign countries, this card can prove that the driver is insured against accidents caused to third countries listed in the back of the card. It also helps to compensate all victims of damage caused abroad in a traffic accident by a French vehicle. This document is essential to any move abroad, even if not required at the borders of the EU (27 countries) and 3 other states that have signed the Agreement on the Economic Area (Andorra, Croatia and Switzerland).
Categories: Reinsurance |
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